{"id":4124,"date":"2024-12-25T19:26:47","date_gmt":"2024-12-25T10:26:47","guid":{"rendered":"https:\/\/secondlife.lol\/?p=4124"},"modified":"2024-12-25T20:02:03","modified_gmt":"2024-12-25T11:02:03","slug":"national-pension-portfolio-r-visualization","status":"publish","type":"post","link":"https:\/\/secondlife.lol\/en\/national-pension-portfolio-r-visualization\/","title":{"rendered":"Explore the National Pension Portfolio and the 2024 Funding Status with R Visualization (feat. Stacked Bar Graph)"},"content":{"rendered":"\n<p>\uc694\uc998 <a href=\"https:\/\/www.nps.or.kr\/jsppage\/main.jsp\" target=\"_blank\" rel=\"noopener\">\uad6d\ubbfc\uc5f0\uae08<\/a> \uae30\uae08 \uace0\uac08\uc5d0 \ub300\ud55c \uc6b0\ub824, \uc790\uc8fc \ub4e4\uc5b4\ubcf4\uc168\uc8e0? \ub274\uc2a4\uc5d0\uc11c\ub294 \uae30\uae08\uc774 2055\ub144\ucbe4 \uace0\uac08\ub420 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uba70 \uac71\uc815\uc744 \ubd80\ucd94\uae30\uace0, \ub204\uad70\uac00\ub294 \uc815\ubd80\uc758 \uc5f0\uae30\uae08 \uad00\uc5ec\ub97c \ubb38\uc81c \uc0bc\uae30\ub3c4 \ud574\uc694. \uc774 \ubaa8\ub4e0 \uc815\ubcf4, \uacfc\uc5f0 \uc5bc\ub9c8\ub098 \ubbff\uc744 \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n\n\n\n<p>\uadf8\ub798\uc11c \uc624\ub298\uc740 &#8220;\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624&#8221; \ub370\uc774\ud130\ub97c \uc9c1\uc811 \ubd84\uc11d\ud574\ubcf4\ub294 \uc2dc\uac04\uc744 \uac00\uc838\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4.<br>\uadf8\ub9ac\uace0 \ud2b9\ubcc4\ud788 <strong><a href=\"https:\/\/secondlife.lol\/r-rstudio-install\/\" data-type=\"post\" data-id=\"454\">R \ud504\ub85c\uadf8\ub798\ubc0d \uc5b8\uc5b4<\/a><\/strong>\ub97c \ud65c\uc6a9\ud574 \ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504 \uc2dc\uac01\ud654\ub97c \ub9cc\ub4e4\uc5b4 \ubcfc \uac70\uc608\uc694. <strong>\ub208\uc73c\ub85c \ud655\uc778\ud558\ub294 \ub370\uc774\ud130<\/strong>\ub294 \ub2ec\ub77c\uc694. \ub370\uc774\ud130\ub97c \uc2dc\uac01\ud654\ud558\uba74\uc11c <strong>\uad6d\ubbfc\uc5f0\uae08\uc758 \uc790\uc0b0 \uad6c\uc870\uc640 \uc5f0\ub3c4\ubcc4 \ubcc0\ud654<\/strong>\ub97c \ud55c\ub208\uc5d0 \uc54c\uc544\ubd05\uc2dc\ub2e4.<\/p>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);border-top:3px solid var(--global-palette2, #2B6CB0);border-right:3px solid var(--global-palette2, #2B6CB0);border-bottom:3px solid var(--global-palette2, #2B6CB0);border-left:3px solid var(--global-palette2, #2B6CB0);border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-contents-title-wrap{color:var(--global-palette2, #2B6CB0);}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-contents-title{color:var(--global-palette2, #2B6CB0);font-size:28px;font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-content-wrap .kb-table-of-content-list{color:var(--global-palette1, #3182CE);line-height:2em;font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-content-wrap .kb-table-of-content-list .kb-table-of-contents__entry:hover{color:var(--global-palette6, #718096);}@media all and (max-width: 1024px){.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-content-wrap{border-top:3px solid var(--global-palette2, #2B6CB0);border-right:3px solid var(--global-palette2, #2B6CB0);border-bottom:3px solid var(--global-palette2, #2B6CB0);border-left:3px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 1024px){.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-contents-title{font-size:28px;}}@media all and (max-width: 767px){.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-content-wrap{border-top:3px solid var(--global-palette2, #2B6CB0);border-right:3px solid var(--global-palette2, #2B6CB0);border-bottom:3px solid var(--global-palette2, #2B6CB0);border-left:3px solid var(--global-palette2, #2B6CB0);}.kb-table-of-content-nav.kb-table-of-content-id83_5f28a6-34 .kb-table-of-contents-title{font-size:28px;}}<\/style>\n\n\n<h2 class=\"wp-block-heading\">\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub780?<\/h2>\n\n\n\n<p>\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc27d\uac8c \ub9d0\ud574 \uad6d\ubbfc\uc5f0\uae08\uc774 \uc5b4\ub5bb\uac8c \ub3c8\uc744 \uad74\ub9ac\ub294\uc9c0 \ubcf4\uc5ec\uc8fc\ub294 \uc790\uc0b0\uc758 \uad6c\uc131\ud45c\uc608\uc694. \uad6d\ub0b4\uc678 \uc8fc\uc2dd, \ucc44\uad8c, \ub300\uccb4\ud22c\uc790, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294\ub370\uc694. \ucd5c\uadfc\uc5d0\ub294 \uc704\ud5d8\uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\uace0 \ud22c\uc790 \ub2e4\uac01\ud654\ub97c \uac15\ud654\ud558\uace0 \uc788\uc5b4\uc694. \ud558\uc9c0\ub9cc \uc218\uc775\ub960 \ud5a5\uc0c1\uacfc \uae30\uae08 \uace0\uac08 \uc2dc\uc810 \uc9c0\uc5f0\uc740 \uc5ec\uc804\ud788 \uc8fc\uc694 \uacfc\uc81c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">R\ub85c \ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504: \uad6d\ubbfc\uc5f0\uae08 \uc790\uc0b0 \uad6c\uc131 \ubcf4\uae30<\/h2>\n\n\n\n<p>\uc774\uc81c \uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub370\uc774\ud130\ub97c \uc2dc\uac01\ud654\ud574\ubcfc\uae4c\uc694? \uc6b0\uc120 \ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504\ub97c \ud1b5\ud574 \uc790\uc0b0 \uad6c\uc131 \ube44\uc728\uc744 \uc0b4\ud3b4\ubcfc \uac70\uc608\uc694.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>R\ucf54\ub4dc \ubc0f \uc124\uba85<\/strong><\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code># Install and load necessary packages\nif (!requireNamespace(\"ggplot2\", quietly = TRUE)) install.packages(\"ggplot2\")\nif (!requireNamespace(\"reshape2\", quietly = TRUE)) install.packages(\"reshape2\")\nlibrary(ggplot2)\nlibrary(reshape2)\n\n# Create data\nportfolio_data &lt;- data.frame(\n    Year = c(\"2020\", \"2021\", \"2022\", \"2023\", \"2024\"),\n    Domestic_Stock = c(148, 160, 170, 185, 200),\n    Foreign_Stock = c(351, 370, 390, 410, 430),\n    Bond = c(320, 310, 300, 290, 280),\n    Alternative = c(171, 180, 190, 200, 210)\n)\n\n# Transform data\nmelted_data &lt;- melt(portfolio_data, id.vars = \"Year\")\nnames(melted_data)&#91;names(melted_data) == \"variable\"] &lt;- \"Asset_Type\"\n\n# Calculate totals separately\ntotals &lt;- aggregate(value ~ Year, melted_data, sum)\nnames(totals) &lt;- c(\"Year\", \"Total\")\n\n# Calculate percentages\nmelted_data$percentage &lt;- ave(melted_data$value,\n                              melted_data$Year,\n                              FUN = function(x) x \/ sum(x) * 100)\n\n# Create plot\nggplot(melted_data, aes(x = Year, y = value)) +\n    geom_bar(aes(fill = Asset_Type), stat = \"identity\") +\n    geom_text(aes(label = sprintf(\"%d\\n(%.1f%%)\", value, percentage)),\n              position = position_stack(vjust = 0.5),\n              color = \"white\",\n              size = 3) +\n    geom_text(data = totals,\n              aes(y = Total, label = Total),\n              position = position_stack(vjust = 1.05),\n              color = \"black\",\n              fontface = \"bold\") +\n    labs(title = \"National Pension Fund Asset Composition\",\n         x = \"Year\",\n         y = \"Asset Value (Trillion KRW)\",\n         fill = \"Asset Type\") +\n    theme_minimal()<\/code><\/pre>\n\n\n<style>.kb-image4124_9e9c42-37 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image4124_9e9c42-37 img.kb-img, .kb-image4124_9e9c42-37 .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<div class=\"wp-block-kadence-image kb-image4124_9e9c42-37\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1049\" height=\"528\" src=\"https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26.jpg\" alt=\"\uc5f0\ub3c4\ubcc4 \uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\" class=\"kb-img wp-image-4126\" srcset=\"https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26.jpg 1049w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26-300x151.jpg 300w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26-600x302.jpg 600w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26-768x387.jpg 768w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-26-18x9.jpg 18w\" sizes=\"(max-width: 1049px) 100vw, 1049px\" \/><figcaption>(\uc5f0\ub3c4\ubcc4 \uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624)<\/figcaption><\/figure><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22, .wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22[data-kb-block=\"kb-adv-heading4124_97e13b-22\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22[data-kb-block=\"kb-adv-heading4124_97e13b-22\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4124_97e13b-22[data-kb-block=\"kb-adv-heading4124_97e13b-22\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4124_97e13b-22 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4124_97e13b-22\">R \ucf54\ub4dc \uc0c1\uc138 \ud574\uc124<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h4 class=\"wp-block-heading\">1. \ud328\ud0a4\uc9c0 \uc124\uce58 \ubc0f \ub85c\ub4dc<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>if (!requireNamespace(\"ggplot2\", quietly = TRUE)) install.packages(\"ggplot2\")\nif (!requireNamespace(\"reshape2\", quietly = TRUE)) install.packages(\"reshape2\")\nlibrary(ggplot2)\nlibrary(reshape2)<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>requireNamespace()<\/code>\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud544\uc694\ud55c \ud328\ud0a4\uc9c0\uac00 \uc124\uce58\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778<\/li>\n\n\n\n<li>\ud328\ud0a4\uc9c0\uac00 \uc5c6\ub2e4\uba74 \uc790\ub3d9\uc73c\ub85c \uc124\uce58<\/li>\n\n\n\n<li><code>ggplot2<\/code>: \ub370\uc774\ud130 \uc2dc\uac01\ud654\ub97c \uc704\ud55c \ud328\ud0a4\uc9c0<\/li>\n\n\n\n<li><code>reshape2<\/code>: \ub370\uc774\ud130 \uad6c\uc870 \ubcc0\ud658\uc744 \uc704\ud55c \ud328\ud0a4\uc9c0<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2. \ub370\uc774\ud130 \uc0dd\uc131<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>portfolio_data &lt;- data.frame(\n    Year = c(\"2020\", \"2021\", \"2022\", \"2023\", \"2024\"),\n    Domestic_Stock = c(148, 160, 170, 185, 200),\n    Foreign_Stock = c(351, 370, 390, 410, 430),\n    Bond = c(320, 310, 300, 290, 280),\n    Alternative = c(171, 180, 190, 200, 210)\n)<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>data.frame<\/code> \uc0dd\uc131<\/li>\n\n\n\n<li>\uc5f0\ub3c4\ubcc4 \uac01 \uc790\uc0b0 \uc720\ud615\uc758 \uae08\uc561 \ub370\uc774\ud130 \ud3ec\ud568<\/li>\n\n\n\n<li>\uc5f4 \uad6c\uc870: \uc5f0\ub3c4(Year)\uc640 4\uac1c\uc758 \uc790\uc0b0 \uc720\ud615<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">3. \ub370\uc774\ud130 \ubcc0\ud658<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>melted_data &lt;- melt(portfolio_data, id.vars = \"Year\")\nnames(melted_data)&#91;names(melted_data) == \"variable\"] &lt;- \"Asset_Type\"<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>melt()<\/code> \ud568\uc218\ub97c \uc0ac\uc6a9\ud558\uc5ec wide format\uc5d0\uc11c long format\uc73c\ub85c \ubcc0\ud658<\/li>\n\n\n\n<li><code>id.vars = \"Year\"<\/code>\ub85c Year \uc5f4\uc744 \uc2dd\ubcc4\uc790\ub85c \uc9c0\uc815<\/li>\n\n\n\n<li>\ubcc0\uc218\uba85\uc744 &#8216;variable&#8217;\uc5d0\uc11c &#8216;Asset_Type&#8217;\uc73c\ub85c \ubcc0\uacbd\ud558\uc5ec \uc758\ubbf8\ub97c \uba85\ud655\ud788 \ud568<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">4. \ucd1d\uc561 \uacc4\uc0b0<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>totals &lt;- aggregate(value ~ Year, melted_data, sum)\nnames(totals) &lt;- c(\"Year\", \"Total\")<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>aggregate()<\/code> \ud568\uc218\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc5f0\ub3c4\ubcc4 \ucd1d\uc561 \uacc4\uc0b0<\/li>\n\n\n\n<li>\uacb0\uacfc \ub370\uc774\ud130\ud504\ub808\uc784\uc758 \uc5f4 \uc774\ub984\uc744 Year\uc640 Total\ub85c \uc9c0\uc815<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">5. \ube44\uc728 \uacc4\uc0b0<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>melted_data$percentage &lt;- ave(melted_data$value,\n                            melted_data$Year,\n                            FUN = function(x) x \/ sum(x) * 100)<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>ave()<\/code> \ud568\uc218\ub97c \uc0ac\uc6a9\ud558\uc5ec \uac01 \uc5f0\ub3c4\ubcc4\ub85c \uc790\uc0b0 \ube44\uc728 \uacc4\uc0b0<\/li>\n\n\n\n<li>\uac01 \uac12\uc744 \ud574\ub2f9 \uc5f0\ub3c4\uc758 \ucd1d\ud569\uc73c\ub85c \ub098\ub204\uace0 100\uc744 \uacf1\ud558\uc5ec \ud37c\uc13c\ud2b8 \uacc4\uc0b0<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">6. \uadf8\ub798\ud504 \uc0dd\uc131<\/h4>\n\n\n\n<pre class=\"wp-block-code\"><code>ggplot(melted_data, aes(x = Year, y = value)) +\n    geom_bar(aes(fill = Asset_Type), stat = \"identity\") +\n    geom_text(aes(label = sprintf(\"%d\\n(%.1f%%)\", value, percentage)),\n              position = position_stack(vjust = 0.5),\n              color = \"white\",\n              size = 3) +\n    geom_text(data = totals,\n              aes(y = Total, label = Total),\n              position = position_stack(vjust = 1.05),\n              color = \"black\",\n              fontface = \"bold\") +\n    labs(title = \"National Pension Fund Asset Composition\",\n         x = \"Year\",\n         y = \"Asset Value (Trillion KRW)\",\n         fill = \"Asset Type\") +\n    theme_minimal()<\/code><\/pre>\n\n\n\n<ul class=\"wp-block-list\">\n<li><code>ggplot()<\/code>: \uae30\ubcf8 \uadf8\ub798\ud504 \uac1d\uccb4 \uc0dd\uc131<\/li>\n\n\n\n<li><code>geom_bar()<\/code>: \ub9c9\ub300 \uadf8\ub798\ud504 \uc0dd\uc131<\/li>\n\n\n\n<li><code>stat = \"identity\"<\/code>: \uc2e4\uc81c \uac12\uc744 \uadf8\ub300\ub85c \uc0ac\uc6a9<\/li>\n\n\n\n<li><code>fill = Asset_Type<\/code>: \uc790\uc0b0 \uc720\ud615\ubcc4\ub85c \uc0c9\uc0c1 \uad6c\ubd84<\/li>\n\n\n\n<li>\uccab \ubc88\uc9f8 <code>geom_text()<\/code>: \uac01 \ub9c9\ub300 \uad6c\uac04\uc5d0 \uac12\uacfc \ube44\uc728 \ud45c\uc2dc<\/li>\n\n\n\n<li><code>sprintf()<\/code>: \ud14d\uc2a4\ud2b8 \ud3ec\ub9f7 \uc9c0\uc815<\/li>\n\n\n\n<li><code>position_stack()<\/code>: \ud14d\uc2a4\ud2b8 \uc704\uce58 \uc870\uc815<\/li>\n\n\n\n<li>\ub450 \ubc88\uc9f8 <code>geom_text()<\/code>: \uc5f0\ub3c4\ubcc4 \ucd1d\uc561 \ud45c\uc2dc<\/li>\n\n\n\n<li><code>vjust = 1.05<\/code>: \ud14d\uc2a4\ud2b8\ub97c \ub9c9\ub300 \uc704\uc5d0 \ubc30\uce58<\/li>\n\n\n\n<li><code>fontface = \"bold\"<\/code>: \uad75\uc740 \uae00\uc528\uccb4 \uc801\uc6a9<\/li>\n\n\n\n<li><code>labs()<\/code>: \uadf8\ub798\ud504 \uc81c\ubaa9\uacfc \ucd95 \ub808\uc774\ube14 \uc124\uc815<\/li>\n\n\n\n<li><code>theme_minimal()<\/code>: \uae54\ub054\ud55c \ud14c\ub9c8 \uc801\uc6a9<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">\uad6d\ubbfc\uc5f0\uae08\uc758 \ub3c5\ub9bd\uc131\uacfc \uac1c\ud601, \uc65c \uc911\uc694\ud55c\uac00?<\/h2>\n\n\n\n<p>\uad6d\ubbfc\uc5f0\uae08 \uae30\uae08 \uace0\uac08 \uc6b0\ub824 \uc18d\uc5d0\uc11c &#8220;\uad6d\ubbfc\uc5f0\uae08\uc758 \ub3c5\ub9bd\uc131\uacfc \uac1c\ud601&#8221;\uc740 \ub9e4\uc6b0 \uc911\uc694\ud55c \ud654\ub450\uac00 \ub418\uace0 \uc788\uc5b4\uc694.<br>\uad6d\ubbfc\uc5f0\uae08\uc774 \uc815\uce58\uc801 \uac04\uc12d\uc5d0\uc11c \uc790\uc720\ub86d\uace0 \uc548\uc815\uc801\uc73c\ub85c \uc6b4\uc6a9\ub418\uae30 \uc704\ud574\uc11c\ub294 \uba87 \uac00\uc9c0 \ubcc0\ud654\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n<style>.kb-image4124_656289-75 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image4124_656289-75 img.kb-img, .kb-image4124_656289-75 .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<div class=\"wp-block-kadence-image kb-image4124_656289-75\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1200\" height=\"668\" src=\"https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27.jpg\" alt=\"\uad6d\ubbfc\uc5f0\uae08 \ud544\uc694\ud55c \ubcc0\ud654 \uadf8\ub9bc\" class=\"kb-img wp-image-4127\" srcset=\"https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27.jpg 1200w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27-300x167.jpg 300w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27-600x334.jpg 600w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27-768x428.jpg 768w, https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/image-1-27-18x10.jpg 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption>( \uad6d\ubbfc\uc5f0\uae08 \ud544\uc694\ud55c \ubcc0\ud654 )<\/figcaption><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\ud544\uc694\ud55c \ubcc0\ud654<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc6b4\uc6a9 \ub3c5\ub9bd\uc131 \uac15\ud654<\/strong>: \uae30\uae08\uc6b4\uc6a9\ubcf8\ubd80\ub97c \uc815\ubd80 \uc601\ud5a5\ub825\uc5d0\uc11c \ubd84\ub9ac\ud558\uace0, \uc804\ubb38\uac00 \uc911\uc2ec\uc758 \uc758\uc0ac\uacb0\uc815 \uad6c\uc870\ub97c \ub9cc\ub4e4\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud22c\uba85\uc131 \ud655\ub300<\/strong>: \uae30\uae08 \uc6b4\uc6a9 \uc0c1\ud0dc\ub97c \uad6d\ubbfc\ub4e4\uc774 \uc27d\uac8c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc815\uae30\uc801\uc73c\ub85c \ubcf4\uace0\ud558\uace0 \uacf5\uac1c\ud574\uc57c \ud574\uc694.<\/li>\n\n\n\n<li><strong>\ud22c\uc790 \ub2e4\uac01\ud654<\/strong>: \uc704\ud5d8 \uad00\ub9ac\uc640 \uc218\uc775\ub960 \ud5a5\uc0c1\uc744 \uc704\ud574 \uae00\ub85c\ubc8c \ud22c\uc790\uc640 \uc548\uc815\uc801 \uc790\uc0b0 \ubc30\ubd84\uc744 \uac15\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624, \ub370\uc774\ud130\ub85c \ubc14\ub77c\ubcf4\uae30<\/h2>\n\n\n\n<p>\uc624\ub298\uc740 \uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c R \uc2dc\uac01\ud654\ub97c \ud1b5\ud574 \ubd84\uc11d\ud574\ubd24\uc2b5\ub2c8\ub2e4. \ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504\ub97c \ud1b5\ud574 \uad6d\ubbfc\uc5f0\uae08\uc758 \uc790\uc0b0 \uad6c\uc131\uacfc \uc5f0\ub3c4\ubcc4 \uc790\uc0b0 \uc99d\uac00 \ucd94\uc774\ub97c \uc0b4\ud3b4\ubcf4\ub2c8, \ub370\uc774\ud130\ub294 \uc6b0\ub9ac\uc5d0\uac8c \uac1d\uad00\uc801 \uc2dc\uac01\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uad6d\ubbfc\uc5f0\uae08\uc758 \ub3c5\ub9bd\uc131\uacfc \uac1c\ud601\uc774 \uc65c \uc911\uc694\ud55c\uc9c0\ub3c4 \uc9da\uc5b4\ubd24\uc5b4\uc694. \uc774\uc81c \uc5ec\ub7ec\ubd84\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub354\ud574 \uc8fc\uc138\uc694! <strong>\uc5ec\ub7ec\ubd84\uc758 \ucc38\uc5ec\uac00 \uc6b0\ub9ac\uc758 \ubbf8\ub798\ub97c \ubc14\uafc0 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You've heard it all too often lately: concerns about the depletion of the national pension fund. In the news, the fund is...<\/p>","protected":false},"author":3,"featured_media":4129,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[6],"tags":[494,641,642,645,646,164,644,643,647],"class_list":["post-4124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-r-coding","tag-r","tag-641","tag-642","tag-645","tag-646","tag-164","tag-644","tag-643","tag-647"],"taxonomy_info":{"category":[{"value":6,"label":"\uc54c(R)"}],"post_tag":[{"value":494,"label":"R\ucf54\ub529"},{"value":641,"label":"\uad6d\ubbfc\uc5f0\uae08"},{"value":642,"label":"\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624"},{"value":645,"label":"\uae30\uae08 \uace0\uac08"},{"value":646,"label":"\ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504"},{"value":164,"label":"\ub370\uc774\ud130 \uc2dc\uac01\ud654"},{"value":644,"label":"\ubc84\ube14 \uadf8\ub798\ud504"},{"value":643,"label":"\uc5f0\uae30\uae08 \ud22c\uc790"},{"value":647,"label":"\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc2dc\uac01\ud654"}]},"featured_image_src_large":["https:\/\/secondlife.lol\/wp-content\/uploads\/2024\/12\/\uad6d\ubbfc\uc5f0\uae08-\ud3ec\ud2b8\ud3f4\ub9ac\uc624-\ud3ec\uc2a4\ud2b8-\uc378\ub124\uc77c-600x600.jpg",600,600,true],"author_info":{"display_name":"TERE","author_link":"https:\/\/secondlife.lol\/en\/author\/tere\/"},"comment_info":0,"category_info":[{"term_id":6,"name":"\uc54c(R)","slug":"r-coding","term_group":0,"term_taxonomy_id":6,"taxonomy":"category","description":"","parent":20,"count":61,"filter":"raw","cat_ID":6,"category_count":61,"category_description":"","cat_name":"\uc54c(R)","category_nicename":"r-coding","category_parent":20}],"tag_info":[{"term_id":494,"name":"R\ucf54\ub529","slug":"r%ec%bd%94%eb%94%a9","term_group":0,"term_taxonomy_id":494,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"},{"term_id":641,"name":"\uad6d\ubbfc\uc5f0\uae08","slug":"%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88","term_group":0,"term_taxonomy_id":641,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":642,"name":"\uad6d\ubbfc\uc5f0\uae08 \ud3ec\ud2b8\ud3f4\ub9ac\uc624","slug":"%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4","term_group":0,"term_taxonomy_id":642,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":645,"name":"\uae30\uae08 \uace0\uac08","slug":"%ea%b8%b0%ea%b8%88-%ea%b3%a0%ea%b0%88","term_group":0,"term_taxonomy_id":645,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":646,"name":"\ub204\uc801\ub9c9\ub300\uadf8\ub798\ud504","slug":"%eb%88%84%ec%a0%81%eb%a7%89%eb%8c%80%ea%b7%b8%eb%9e%98%ed%94%84","term_group":0,"term_taxonomy_id":646,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"},{"term_id":164,"name":"\ub370\uc774\ud130 \uc2dc\uac01\ud654","slug":"%eb%8d%b0%ec%9d%b4%ed%84%b0-%ec%8b%9c%ea%b0%81%ed%99%94","term_group":0,"term_taxonomy_id":164,"taxonomy":"post_tag","description":"","parent":0,"count":52,"filter":"raw"},{"term_id":644,"name":"\ubc84\ube14 \uadf8\ub798\ud504","slug":"%eb%b2%84%eb%b8%94-%ea%b7%b8%eb%9e%98%ed%94%84","term_group":0,"term_taxonomy_id":644,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":643,"name":"\uc5f0\uae30\uae08 \ud22c\uc790","slug":"%ec%97%b0%ea%b8%b0%ea%b8%88-%ed%88%ac%ec%9e%90","term_group":0,"term_taxonomy_id":643,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":647,"name":"\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc2dc\uac01\ud654","slug":"%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ec%8b%9c%ea%b0%81%ed%99%94","term_group":0,"term_taxonomy_id":647,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/posts\/4124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/comments?post=4124"}],"version-history":[{"count":5,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/posts\/4124\/revisions"}],"predecessor-version":[{"id":4200,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/posts\/4124\/revisions\/4200"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/media\/4129"}],"wp:attachment":[{"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/media?parent=4124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/categories?post=4124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/secondlife.lol\/en\/wp-json\/wp\/v2\/tags?post=4124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}